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Frequently Asked Questions

Straight answers about inspections, insurance forms, storm documentation, and more.

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General

A licensed home inspector evaluates the visible, accessible systems and components of a property—roof, exterior, structure, electrical, plumbing, HVAC, and interiors—and reports on observed conditions so buyers, sellers, and owners can make informed decisions.

We are licensed by the Florida Department of Business and Professional Regulation (DBPR) as a Certified Home Inspector.

Most homes take 2–3 hours, depending on size, age, and condition.

Same day—delivered electronically to you (and your agent upon request).

Yes—availability varies by schedule and property location. Call to check current openings.

Yes—InterNACHI® Certified Professional Inspector (CPI) with ongoing education and Florida standards compliance.

Yes—fully insured with professional liability and general liability appropriate for home inspection services.

Greater Tampa Bay: Pasco, Pinellas, and Hillsborough. Common cities include Tampa, St. Petersburg, Clearwater, New Port Richey, Trinity, Tarpon Springs, Palm Harbor, Dunedin, Safety Harbor, Wesley Chapel, Lutz, Land O’ Lakes, Brandon, Riverview, Odessa, Holiday, Port Richey, and Hudson.

Insurance & Forms

Yes—4-Point and Wind Mitigation inspections are completed on standard Citizens/OIR forms used by Florida insurers.
Yes—all insurance inspections include color photos documenting each system and credit feature for underwriting.
Yes—a new roof or updates like impact windows/shutters should be reflected on your insurance inspection for potential savings.
Wind Mitigation: typically valid for 5 years. 4-Point: typically valid for 1 year (carrier requirements may vary).
Roof, Electrical, HVAC, and Plumbing—focusing on age, condition, and potential hazards that impact insurability.
Roof covering, roof geometry, deck attachment, secondary water barrier (if present), and opening protection like shutters or impact windows. These items can qualify you for insurance discounts.
Yes—ask for our Insurance Bundle for best value, a single visit, and same-day report delivery.

Roof & Storm

When it’s safe and accessible. Otherwise, we use ladders, optics, aerial photos, and other methods.
Ideally within 24–48 hours. Early documentation supports insurance claims and verifies whether damage exists.
Yes—roof certifications can be performed at any time to document the condition, not just after a storm.
A documented assessment of roof condition and remaining useful life, commonly requested by homeowners or required by insurers after storms to confirm the presence or absence of damage.
We provide independent inspection documentation only. If you need public adjuster claim representation or a contractor, we’re happy to refer a reputable partner.

Scheduling & Pricing

Use the Schedule button below, call (727) 330-3474, or send a message through our contact form.

We prioritize insurance deadlines and real estate timelines. Same-day or next-day appointments are often available.
Pricing varies by property size, age, and services (full home, 4-Point, Wind Mitigation, Roof Certification). Contact us for a quick quote.
All major credit cards, check, and cash.

Property Types & Access

Not required, but we do need interior access and recommend an on-site walkthrough of key findings at the end of a full home inspection.

Please arrange access to attics, panels, garages, and crawl spaces. We inspect what’s safely accessible at the time of the visit.

Yes—scope varies by property type and accessibility. Tell us details when booking so we can tailor the inspection.

Yes—manufactured/mobile homes have unique systems and tie-down requirements; we tailor the inspection accordingly.

Yes—short-term and long-term rental properties can be inspected. We can customize the scope for investor needs.
Yes! Please note utilities must be on and access must be provided.
Yes—plumbing, equipment operation, pool structure, screen enclosures/cages, decks/patios, and safety features like gates, bonding wires, and hurricane tie-downs can be included upon request.
Yes—these areas are key for moisture, insulation, and structural review when safely accessible.
Yes—we routinely inspect waterfront homes including the property's docks, seawalls, and boatlifts throughout the Tampa Bay area.
Yes—we can add evaluation of docks and seawalls, boatlifts, sheds and outbuildings, generators, and other unique property needs. Scope and pricing vary—tell us what you need covered when booking.

Reporting & Delivery

Clear narratives, color photos, and prioritized recommendations. Insurance reports follow Citizens/OIR formats.
Yes—upon request, we can include your agent and/or insurer on delivery.
Yes, re-inspections to verify specific corrected items are available.

Tools & Methods

Yes—thermal imaging, moisture meters, and drones (when appropriate) help us document conditions more thoroughly.
Yes—thermal imaging helps identify potential moisture intrusion, temperature anomalies, and energy-loss patterns that may not be visible to the naked eye.
Yes—FAA-compliant drone inspections allow safe, detailed views of high or steep roofs.
Yes—appliance condition is documented, and appliances are operated when safe and accessible.
We screen for moisture using meters and visual assessment. Optional mold sampling (air/surface) can be added upon request.
Yes, if they are accessible. Share any specific concerns before we start so we can focus on key areas for you.

New Construction & Warranty

Yes—new homes benefit from independent inspections to verify quality, identify warranty issues, and document workmanship.
Most builder warranties expire after one year, and our inspection ensures deficiencies are documented before coverage ends.
Yes—our reports are written clearly and accepted by most builders as third-party documentation.
Yes—pre-slab, framing, pre-drywall, pre-drywall, dry-in, final, and more are common for new construction.

For Realtors & Partners

Yes—same-day reporting and flexible scheduling help keep transactions moving.
Yes—share access details and contacts at booking and we’ll handle confirmations and coordination.
Yes—permits are researched and included for 4-Point and Wind Mitigation forms.
Absolutely—provide contact emails and we’ll include them for smooth, same-day delivery.
Yes—pre-listing inspections help identify issues in advance, reduce surprises, and support smooth negotiations.
Yes, our reports are clear and photo-rich, and we can highlight priority items to streamline addenda and repair requests.
Yes, contact us about timelines; we regularly accommodate multi-property days.
Yes, agents can schedule directly through our website or a shared calendar link for fast coordination.
Yes, Prospex is happy to host short educational sessions (with DBPR CEU credit where applicable) about inspection reports, 4-Point/Wind Mit forms, and home insurance.
Book Inspection
Call (727) 330-3474