Wind Mitigation Inspection

Document hurricane resistive features that help lower insurance premiums! Same-day OIR-B1-1802 report.

What Your Wind Mit Could Actually Save You

Florida homeowners with verifiable hurricane-resistant features in their homes are entitled to insurance premium discounts under Florida statute. The savings vary by carrier and policy, but they are real and often significant:

The OIR-B1-1802 form we complete documents each of these features with required photos, then goes directly to your carrier or agent for submission. We don’t estimate — we document exactly what’s there so the credits your home qualifies for are captured accurately.

What We Verify for Discounts

A Wind Mitigation Inspection documents features that reduce hurricane damage risk and may qualify you for significant insurance premium discounts. We provide a certified OIR-B1-1802/Citizens format report accepted by all Florida carriers.

Roof Geometry

Hip vs. non-hip. Hip roofs can qualify for significant savings.

Deck Attachment & SWR

Sheathing fastening (nail size/spacing) and any Secondary Water Resistance (SWR).

Roof Covering & FBC

Material, permit/completion date, and compliance with Florida Building Code editions.

Roof-to-Wall & Openings

Truss attachment (toenail/clips/straps) and opening protection (plywood, shutters, impact glazing).

How We Complete Your Wind Mitigation Report

Quick Setup

Book online or call us. We understand insurance timelines are tight, especially at renewal.

Attic & Exterior Photos

We document roof-to-wall connections, sheathing, geometry, and opening protection with required photos.

Official Form Completion

We complete the OIR-B1-1802 (Citizens format), clearly marking each feature and credit category.

Same-Day Delivery

We email the signed report to you and your agent so you can submit for discounts immediately.

What If My Home Doesn't Qualify for Credits?

Not every home earns significant wind mitigation discounts — and an honest inspector will tell you that upfront rather than overpromising. Homes with gable roofs, toe-nail-only truss connections, single-pane windows, and no secondary water resistance may qualify for minimal credits.

If that’s your home, the wind mit inspection still has value:

We tell you what’s there. If your home has significant credits, you’ll capture them. If it doesn’t, you’ll know exactly what improvements would change that.

Certified for Florida Insurance Requirements

Why Get Inspected Before Hurricane Season?

Wind mitigation reports are valid for five years under Florida law — but your insurance renewal doesn’t wait for a good time. If your current report is expiring, or if you’ve had a roof replacement, impact window installation, or strap retrofitting done since your last inspection, a new wind mit can capture credits your current report doesn’t reflect.

Nick schedules inspections Monday through Saturday with same-day report delivery — no waiting on a report while your renewal deadline approaches.

Frequently Asked Questions

It documents hurricane-resistive features that reduce wind damage risk—things like roof geometry, roof-to-wall connections, sheathing attachment, secondary water resistance, and opening protection. Insurers use the report to apply eligible premium discounts.
We complete the standardized OIR-B1-1802 (Citizens format), accepted by all Florida carriers.
Common credit categories include roof geometry (hip vs. non-hip), roof deck attachment (nail size/spacing), secondary water resistance (SWR), roof-to-wall connection (clips/straps), roof covering (material and code compliance/permit dates), and opening protection (impact windows, shutters, rated doors).
For the highest opening-protection credit, all glazed openings (windows, glass doors, sidelights) typically must be protected with rated shutters or impact glazing. Mixed protection may still be documented but usually receives a reduced or no credit per carrier rules.
Clear access to the attic and roof is all we need.
5 years by Florida state law. Some insurers may request updates after roof work or at renewal.
Yes, when safe and accessible. If conditions prevent physical access, we document using alternative methods to meet reporting requirements.

Often, yes. Many carriers request both. Our Insurance Bundle combines the inspections into one visit and maximizes savings.

Ready to capture your wind-mitigation savings?

Get the certified OIR-B1-1802 inspection your carrier requires today.

Fast Wind Mitigation Inspections for Tampa Bay and Surrounding Areas.

New Port Richey, Holiday, Port Richey, Tarpon Springs, Trinity, Hudson, Palm Harbor, Odessa, Land O’ Lakes, Lutz, Safety Harbor, Clearwater, Oldsmar, Dunedin, Ozona, Citrus Park, Wesley Chapel, Town ’n’ Country, East Lake, Keystone.